The right time to start ...

The right time to start saving doesn't exist.
There will always be something.
Whatever you can put away right now,
even if it's 20 € or 50 €, do it today.
Set up something automatic
so you don't have to think about it.
Because if you wait for the right time,
you're going to be 87 and
stocking shelves. I promise you. 
Start saving now.
Not next month, not next year.
Now.

(87-year-old woman
still working to make ends meet)